The bank opens accounts to customers on the basis of the application of the form and documents established in accordance with the current legislation.

The bank will provide the client with statements from the account for each bank day at the time of making transactions. At the request of the customer, statements from the account may be sent by electronic mail, fax or other means of delivery (according to the information provided by the customer).

Documents required for opening the current account-resident legal entities:

• account opening request;
• signature specimen sheet and stamp imprint confirmed by the responsible person of the bank or notarized;
• founding document (articles of incorporation, statute, regulation);
• decision on registration of data changes in the State Register of legal entities / individual entrepreneurs;
• extract from the State Register of legal entities, issued by the entity entitled to state registration;
• the identity documents of the stipulated persons include the sheet with specimens of signatures and the imprint of the stamp and of the authorized person who presents the documents for opening the account;
• official documents allowing the determination and identification of the beneficial owner or the effective control, as well as the identity documents of the beneficial owners;
• extract from the order on the powers of persons from the sheet with specimens of signatures and stamp imprint (as the case may be);
• authorization issued by the MF of the Republic of Moldova - only for public institutions financed from the budget;
• customer questionnaire-legal entity;
• other documents at the request of the bank.

Documents required for opening the current account-non-resident legal entities:

• account opening request;
• signature specimen sheet and stamp imprint confirmed by the responsible person of the bank or notarized;
• founding document (articles of incorporation, statute, regulation);
• document confirming the state registration of the non-resident legal entity in the country of origin according to the legislation in force of the country of residence;
• certificate of assignment of the tax code or copy of the document recognized as such;
• extract from the State Register of legal entities, issued by the entity entitled to state registration;
• decision on registration or the last change of data in the State Register of legal entities;
• the identity documents of the persons included in the sheet with specimen signatures and the imprint of the stamp and of the authorized person presenting the documents for opening the account;
• documents issued by the authorized authorities allowing the determination of the beneficial owner or the effective control, as well as the identity documents of the beneficial owners;
• extracts from the order on the powers of persons from the fisa with specimens of signatures;
• customer questionnaire-legal entity;
• other documents at the request of the bank.

Documents required for opening the provisional account:

• account opening request;
• ascertaining certificate issued by the state registration body (ASP), confirming the acceptance of the application for registration and the size of the initial portfolio to be submitted;
• resolution on the issue of securities (when creating a joint-stock company);
• identity document of the person submitting the documents for opening the account;
• other documents requested by the bank.

Payments in national and foreign currency

BC EuroCreditBank S. A. performs credit transfers in national currency using all payment instruments provided by the automated Interbank Payment System (API).

Scheduled payments

In the case of receipts from several payers, in order to reduce the time and costs related to their monitoring, the bank proposes to its customers the direct Debit product, through which the bank, on contractual basis, takes over the function of making and monitoring payments from the accounts of payers - beneficiaries of services.

Payments can be processed electronically through the ECB-Online remote banking system, reducing execution time and related costs.

Tariffs