EuroCreditBank starts the year strong by launching CrediPlus – the loan that takes your real life into account. It is an unsecured loan designed for individuals who earn real income but cannot confirm it through official sources over the past six months, including citizens living in the diaspora.

CrediPlus is built on a simple reality: not all income looks the same on paper, but financial responsibility is proven over time. This new product provides access to financing for those who manage their obligations responsibly, even when they cannot present standard income confirmation documents.

CrediPlus is a suitable solution for individuals with informal or seasonal income, Moldovans working abroad, as well as clients who are financially stable but do not fit traditional income verification models.

The loan is available in amounts ranging from 3,000 to 30,000 MDL, with a repayment period of up to 24 months. The interest rate is fixed at 35%, and the APR is 41.32%. The product is granted without collateral.

Calculation example: for a CrediPlus loan of 30,000 MDL granted for 24 months, with an interest rate of 35% and an APR of 41.32%, the monthly payment is approximately 1,755.6 MDL, the total interest amounts to about 12,133 MDL, and the total amount to be repaid is approximately 42,133 MDL.

To apply, the applicant must own a property free of encumbrances, confirmed by an Extract from the Real Estate Register, and must have a positive credit history.

Important to know: any loan involves the full repayment of the borrowed amount, in accordance with the contract.

For more details about CrediPlus and the lending conditions, we welcome you to any EuroCreditBank branch or you can access the relevant information HERE. Our advisors are ready to provide all the details you need and help you find the right solution for your financial plans.