Monthly payment 13 691.66 lei | DAE 9.29 % | Interest rate 8.9 % | The total amount of the loan 328 600 lei | |||
---|---|---|---|---|---|---|
Repayment of interest | Payment of commissions | Credit reimbursement | Credit balance | Data | Monthly payment | |
0 | 300000 | 18.11.2024 | 300000 | |||
1 | 2 225.00 | 0.00 | 11 466.66 | 288 533.34 | 18.12.2024 | 13 691.66 |
2 | 2 139.96 | 0.00 | 11 551.70 | 276 981.64 | 18.01.2025 | 13 691.66 |
3 | 2 054.28 | 0.00 | 11 637.38 | 265 344.26 | 18.02.2025 | 13 691.66 |
4 | 1 967.97 | 0.00 | 11 723.69 | 253 620.57 | 18.03.2025 | 13 691.66 |
5 | 1 881.02 | 0.00 | 11 810.64 | 241 809.93 | 18.04.2025 | 13 691.66 |
6 | 1 793.42 | 0.00 | 11 898.24 | 229 911.69 | 18.05.2025 | 13 691.66 |
7 | 1 705.18 | 0.00 | 11 986.48 | 217 925.21 | 18.06.2025 | 13 691.66 |
8 | 1 616.28 | 0.00 | 12 075.38 | 205 849.83 | 18.07.2025 | 13 691.66 |
9 | 1 526.72 | 0.00 | 12 164.94 | 193 684.89 | 18.08.2025 | 13 691.66 |
10 | 1 436.50 | 0.00 | 12 255.16 | 181 429.73 | 18.09.2025 | 13 691.66 |
11 | 1 345.60 | 0.00 | 12 346.06 | 169 083.67 | 18.10.2025 | 13 691.66 |
12 | 1 254.04 | 0.00 | 12 437.62 | 156 646.05 | 18.11.2025 | 13 691.66 |
13 | 1 161.79 | 0.00 | 12 529.87 | 144 116.18 | 18.12.2025 | 13 691.66 |
14 | 1 068.86 | 0.00 | 12 622.80 | 131 493.38 | 18.01.2026 | 13 691.66 |
15 | 975.24 | 0.00 | 12 716.42 | 118 776.96 | 18.02.2026 | 13 691.66 |
16 | 880.93 | 0.00 | 12 810.73 | 105 966.23 | 18.03.2026 | 13 691.66 |
17 | 785.92 | 0.00 | 12 905.74 | 93 060.49 | 18.04.2026 | 13 691.66 |
18 | 690.20 | 0.00 | 13 001.46 | 80 059.03 | 18.05.2026 | 13 691.66 |
19 | 593.77 | 0.00 | 13 097.89 | 66 961.14 | 18.06.2026 | 13 691.66 |
20 | 496.63 | 0.00 | 13 195.03 | 53 766.11 | 18.07.2026 | 13 691.66 |
21 | 398.77 | 0.00 | 13 292.89 | 40 473.22 | 18.08.2026 | 13 691.66 |
22 | 300.18 | 0.00 | 13 391.48 | 27 081.74 | 18.09.2026 | 13 691.66 |
23 | 200.86 | 0.00 | 13 490.80 | 13 590.94 | 18.10.2026 | 13 691.66 |
24 | 100.80 | 0.00 | 13 590.86 | 0.08 | 18.11.2026 | 13 691.66 |
Do you need a loan?
Aplică
According to the requirements of law no.133 of 08.07.2011. on the protection of personal data, the Bank, acting as controller/operator of the Center for personal data protection under no.0000116, guarantees the administration of personal data, provided by the applicant for the loan, in compliance with the security regime, confidentiality and directly for the purposes declared by him. The applicant for the loan declares that he recognizes and accepts the conditions, grounds and terms of processing personal data within the meaning of Law no.133 of 08.07.2011. on the protection of personal data, including related to the rights and obligations, which are incumbent on him according to the nominated law, and by ticking the box below, he freely, expressly and unconditionally expresses his consent to: accessing, processing and verification by the Bank of personal data, as well as information, presented both by the applicant for the loan and obtained by the bank through external information sources (on-line applications and public databases), in order to take, provided by the legislation in force until the conclusion of a credit agreement, in compliance with the security and confidentiality regime. The applicant undertakes to inform the third parties, which will be indicated in this application, that their personal data will be provided to the Bank, in order to take the necessary measures for the conclusion of the credit agreement between the applicant and BC EuroCreditBank S.A.
The beneficiary of the loan can be any citizen of the Republic of Moldova that has:
- Permanent residence in the Republic of Moldova;
- From 21 years up to retirement age according to the legislation in force until the credit is repaid.
Issuance of credit:
- The loan is granted in full, by transfer of funds from the loan account to the current (payment) account of the Customer opened with the Bank;
- Cash;
- On a bank card.
The amount of credit:
- up to 85% of the balance of the deposit held within the Bank (for cash loans or for the current account);
- up to 200.000,00 MDL, but not more than 85% of the balance of the deposit, held within the Bank (for credits issued on the card).
Grace period for loan repayment:
- before the end of the term of the loan, with the subject to repayment of the loan once at the end of the term of the loan agreement (only when issuing a loan in cash or on a current account).
Credit period: not more than the term of the deposit.
- Repayment of a loan can be made by one amount at the end of the term of the loan agreement, interest for using the loan will be repaid monthly;
- Repayment of the loan and accrued interest will be made by the Debtor monthly, in accordance with the repayment schedule.
Necessary documents:
- Application - questionnaire for granting the credit (presented by the applicant);
- Credit card request (in the case of credit card credit);
- Identification card (original + copy);
- Deposit contract.
- Bank deposit, which will be blocked until the loan is fully repaid. As a mortgage, any deposit opened with the Bank can act, except for «Adolescent» and «Pensionar».
- Assignment of funds to the accounts of the Customer opened with the Bank.