"Casa mea" / "Reparaţia"

Home page For you Loans "Casa mea" / "Reparaţia"

Loan:

Sum:

5000 lei 5000000 lei

Period:

6 months 240 months

Monthly payment

42 446.50 lei

The interest rate:

8.2 %

Rata efectiva a dobanzii (DAE):

8.51 %

Details Aplică

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Monthly payment 42 446.50 lei		DAE 8.51 %	Interest rate 8.2 %		The total amount of the loan 10 187 160 lei
	Repayment of interest	Payment of commissions	Credit reimbursement	Credit balance	Data	Monthly payment
0				5000000	11.03.2026	5000000
1	34 166.67	0.00	8 279.83	4 991 720.17	11.04.2026	42 446.50
2	34 110.09	0.00	8 336.41	4 983 383.76	11.05.2026	42 446.50
3	34 053.12	0.00	8 393.38	4 974 990.38	11.06.2026	42 446.50
4	33 995.77	0.00	8 450.73	4 966 539.65	11.07.2026	42 446.50
5	33 938.02	0.00	8 508.48	4 958 031.17	11.08.2026	42 446.50
6	33 879.88	0.00	8 566.62	4 949 464.55	11.09.2026	42 446.50
7	33 821.34	0.00	8 625.16	4 940 839.39	11.10.2026	42 446.50
8	33 762.40	0.00	8 684.10	4 932 155.29	11.11.2026	42 446.50
9	33 703.06	0.00	8 743.44	4 923 411.85	11.12.2026	42 446.50
10	33 643.31	0.00	8 803.19	4 914 608.66	11.01.2027	42 446.50
11	33 583.16	0.00	8 863.34	4 905 745.32	11.02.2027	42 446.50
12	33 522.59	0.00	8 923.91	4 896 821.41	11.03.2027	42 446.50
13	33 461.61	0.00	8 984.89	4 887 836.52	11.04.2027	42 446.50
14	33 400.22	0.00	9 046.28	4 878 790.24	11.05.2027	42 446.50
15	33 338.40	0.00	9 108.10	4 869 682.14	11.06.2027	42 446.50
16	33 276.16	0.00	9 170.34	4 860 511.80	11.07.2027	42 446.50
17	33 213.50	0.00	9 233.00	4 851 278.80	11.08.2027	42 446.50
18	33 150.41	0.00	9 296.09	4 841 982.71	11.09.2027	42 446.50
19	33 086.88	0.00	9 359.62	4 832 623.09	11.10.2027	42 446.50
20	33 022.92	0.00	9 423.58	4 823 199.51	11.11.2027	42 446.50
21	32 958.53	0.00	9 487.97	4 813 711.54	11.12.2027	42 446.50
22	32 893.70	0.00	9 552.80	4 804 158.74	11.01.2028	42 446.50
23	32 828.42	0.00	9 618.08	4 794 540.66	11.02.2028	42 446.50
24	32 762.69	0.00	9 683.81	4 784 856.85	11.03.2028	42 446.50
25	32 696.52	0.00	9 749.98	4 775 106.87	11.04.2028	42 446.50
26	32 629.90	0.00	9 816.60	4 765 290.27	11.05.2028	42 446.50
27	32 562.82	0.00	9 883.68	4 755 406.59	11.06.2028	42 446.50
28	32 495.28	0.00	9 951.22	4 745 455.37	11.07.2028	42 446.50
29	32 427.28	0.00	10 019.22	4 735 436.15	11.08.2028	42 446.50
30	32 358.81	0.00	10 087.69	4 725 348.46	11.09.2028	42 446.50
31	32 289.88	0.00	10 156.62	4 715 191.84	11.10.2028	42 446.50
32	32 220.48	0.00	10 226.02	4 704 965.82	11.11.2028	42 446.50
33	32 150.60	0.00	10 295.90	4 694 669.92	11.12.2028	42 446.50
34	32 080.24	0.00	10 366.26	4 684 303.66	11.01.2029	42 446.50
35	32 009.41	0.00	10 437.09	4 673 866.57	11.02.2029	42 446.50
36	31 938.09	0.00	10 508.41	4 663 358.16	11.03.2029	42 446.50
37	31 866.28	0.00	10 580.22	4 652 777.94	11.04.2029	42 446.50
38	31 793.98	0.00	10 652.52	4 642 125.42	11.05.2029	42 446.50
39	31 721.19	0.00	10 725.31	4 631 400.11	11.06.2029	42 446.50
40	31 647.90	0.00	10 798.60	4 620 601.51	11.07.2029	42 446.50
41	31 574.11	0.00	10 872.39	4 609 729.12	11.08.2029	42 446.50
42	31 499.82	0.00	10 946.68	4 598 782.44	11.09.2029	42 446.50
43	31 425.01	0.00	11 021.49	4 587 760.95	11.10.2029	42 446.50
44	31 349.70	0.00	11 096.80	4 576 664.15	11.11.2029	42 446.50
45	31 273.87	0.00	11 172.63	4 565 491.52	11.12.2029	42 446.50
46	31 197.53	0.00	11 248.97	4 554 242.55	11.01.2030	42 446.50
47	31 120.66	0.00	11 325.84	4 542 916.71	11.02.2030	42 446.50
48	31 043.26	0.00	11 403.24	4 531 513.47	11.03.2030	42 446.50
49	30 965.34	0.00	11 481.16	4 520 032.31	11.04.2030	42 446.50
50	30 886.89	0.00	11 559.61	4 508 472.70	11.05.2030	42 446.50
51	30 807.90	0.00	11 638.60	4 496 834.10	11.06.2030	42 446.50
52	30 728.37	0.00	11 718.13	4 485 115.97	11.07.2030	42 446.50
53	30 648.29	0.00	11 798.21	4 473 317.76	11.08.2030	42 446.50
54	30 567.67	0.00	11 878.83	4 461 438.93	11.09.2030	42 446.50
55	30 486.50	0.00	11 960.00	4 449 478.93	11.10.2030	42 446.50
56	30 404.77	0.00	12 041.73	4 437 437.20	11.11.2030	42 446.50
57	30 322.49	0.00	12 124.01	4 425 313.19	11.12.2030	42 446.50
58	30 239.64	0.00	12 206.86	4 413 106.33	11.01.2031	42 446.50
59	30 156.23	0.00	12 290.27	4 400 816.06	11.02.2031	42 446.50
60	30 072.24	0.00	12 374.26	4 388 441.80	11.03.2031	42 446.50
61	29 987.69	0.00	12 458.81	4 375 982.99	11.04.2031	42 446.50
62	29 902.55	0.00	12 543.95	4 363 439.04	11.05.2031	42 446.50
63	29 816.83	0.00	12 629.67	4 350 809.37	11.06.2031	42 446.50
64	29 730.53	0.00	12 715.97	4 338 093.40	11.07.2031	42 446.50
65	29 643.64	0.00	12 802.86	4 325 290.54	11.08.2031	42 446.50
66	29 556.15	0.00	12 890.35	4 312 400.19	11.09.2031	42 446.50
67	29 468.07	0.00	12 978.43	4 299 421.76	11.10.2031	42 446.50
68	29 379.38	0.00	13 067.12	4 286 354.64	11.11.2031	42 446.50
69	29 290.09	0.00	13 156.41	4 273 198.23	11.12.2031	42 446.50
70	29 200.19	0.00	13 246.31	4 259 951.92	11.01.2032	42 446.50
71	29 109.67	0.00	13 336.83	4 246 615.09	11.02.2032	42 446.50
72	29 018.54	0.00	13 427.96	4 233 187.13	11.03.2032	42 446.50
73	28 926.78	0.00	13 519.72	4 219 667.41	11.04.2032	42 446.50
74	28 834.39	0.00	13 612.11	4 206 055.30	11.05.2032	42 446.50
75	28 741.38	0.00	13 705.12	4 192 350.18	11.06.2032	42 446.50
76	28 647.73	0.00	13 798.77	4 178 551.41	11.07.2032	42 446.50
77	28 553.43	0.00	13 893.07	4 164 658.34	11.08.2032	42 446.50
78	28 458.50	0.00	13 988.00	4 150 670.34	11.09.2032	42 446.50
79	28 362.91	0.00	14 083.59	4 136 586.75	11.10.2032	42 446.50
80	28 266.68	0.00	14 179.82	4 122 406.93	11.11.2032	42 446.50
81	28 169.78	0.00	14 276.72	4 108 130.21	11.12.2032	42 446.50
82	28 072.22	0.00	14 374.28	4 093 755.93	11.01.2033	42 446.50
83	27 974.00	0.00	14 472.50	4 079 283.43	11.02.2033	42 446.50
84	27 875.10	0.00	14 571.40	4 064 712.03	11.03.2033	42 446.50
85	27 775.53	0.00	14 670.97	4 050 041.06	11.04.2033	42 446.50
86	27 675.28	0.00	14 771.22	4 035 269.84	11.05.2033	42 446.50
87	27 574.34	0.00	14 872.16	4 020 397.68	11.06.2033	42 446.50
88	27 472.72	0.00	14 973.78	4 005 423.90	11.07.2033	42 446.50
89	27 370.40	0.00	15 076.10	3 990 347.80	11.08.2033	42 446.50
90	27 267.38	0.00	15 179.12	3 975 168.68	11.09.2033	42 446.50
91	27 163.65	0.00	15 282.85	3 959 885.83	11.10.2033	42 446.50
92	27 059.22	0.00	15 387.28	3 944 498.55	11.11.2033	42 446.50
93	26 954.07	0.00	15 492.43	3 929 006.12	11.12.2033	42 446.50
94	26 848.21	0.00	15 598.29	3 913 407.83	11.01.2034	42 446.50
95	26 741.62	0.00	15 704.88	3 897 702.95	11.02.2034	42 446.50
96	26 634.30	0.00	15 812.20	3 881 890.75	11.03.2034	42 446.50
97	26 526.25	0.00	15 920.25	3 865 970.50	11.04.2034	42 446.50
98	26 417.47	0.00	16 029.03	3 849 941.47	11.05.2034	42 446.50
99	26 307.93	0.00	16 138.57	3 833 802.90	11.06.2034	42 446.50
100	26 197.65	0.00	16 248.85	3 817 554.05	11.07.2034	42 446.50
101	26 086.62	0.00	16 359.88	3 801 194.17	11.08.2034	42 446.50
102	25 974.83	0.00	16 471.67	3 784 722.50	11.09.2034	42 446.50
103	25 862.27	0.00	16 584.23	3 768 138.27	11.10.2034	42 446.50
104	25 748.94	0.00	16 697.56	3 751 440.71	11.11.2034	42 446.50
105	25 634.84	0.00	16 811.66	3 734 629.05	11.12.2034	42 446.50
106	25 519.97	0.00	16 926.53	3 717 702.52	11.01.2035	42 446.50
107	25 404.30	0.00	17 042.20	3 700 660.32	11.02.2035	42 446.50
108	25 287.85	0.00	17 158.65	3 683 501.67	11.03.2035	42 446.50
109	25 170.59	0.00	17 275.91	3 666 225.76	11.04.2035	42 446.50
110	25 052.54	0.00	17 393.96	3 648 831.80	11.05.2035	42 446.50
111	24 933.68	0.00	17 512.82	3 631 318.98	11.06.2035	42 446.50
112	24 814.01	0.00	17 632.49	3 613 686.49	11.07.2035	42 446.50
113	24 693.52	0.00	17 752.98	3 595 933.51	11.08.2035	42 446.50
114	24 572.21	0.00	17 874.29	3 578 059.22	11.09.2035	42 446.50
115	24 450.07	0.00	17 996.43	3 560 062.79	11.10.2035	42 446.50
116	24 327.10	0.00	18 119.40	3 541 943.39	11.11.2035	42 446.50
117	24 203.28	0.00	18 243.22	3 523 700.17	11.12.2035	42 446.50
118	24 078.62	0.00	18 367.88	3 505 332.29	11.01.2036	42 446.50
119	23 953.10	0.00	18 493.40	3 486 838.89	11.02.2036	42 446.50
120	23 826.73	0.00	18 619.77	3 468 219.12	11.03.2036	42 446.50
121	23 699.50	0.00	18 747.00	3 449 472.12	11.04.2036	42 446.50
122	23 571.39	0.00	18 875.11	3 430 597.01	11.05.2036	42 446.50
123	23 442.41	0.00	19 004.09	3 411 592.92	11.06.2036	42 446.50
124	23 312.55	0.00	19 133.95	3 392 458.97	11.07.2036	42 446.50
125	23 181.80	0.00	19 264.70	3 373 194.27	11.08.2036	42 446.50
126	23 050.16	0.00	19 396.34	3 353 797.93	11.09.2036	42 446.50
127	22 917.62	0.00	19 528.88	3 334 269.05	11.10.2036	42 446.50
128	22 784.17	0.00	19 662.33	3 314 606.72	11.11.2036	42 446.50
129	22 649.81	0.00	19 796.69	3 294 810.03	11.12.2036	42 446.50
130	22 514.54	0.00	19 931.96	3 274 878.07	11.01.2037	42 446.50
131	22 378.33	0.00	20 068.17	3 254 809.90	11.02.2037	42 446.50
132	22 241.20	0.00	20 205.30	3 234 604.60	11.03.2037	42 446.50
133	22 103.13	0.00	20 343.37	3 214 261.23	11.04.2037	42 446.50
134	21 964.12	0.00	20 482.38	3 193 778.85	11.05.2037	42 446.50
135	21 824.16	0.00	20 622.34	3 173 156.51	11.06.2037	42 446.50
136	21 683.24	0.00	20 763.26	3 152 393.25	11.07.2037	42 446.50
137	21 541.35	0.00	20 905.15	3 131 488.10	11.08.2037	42 446.50
138	21 398.50	0.00	21 048.00	3 110 440.10	11.09.2037	42 446.50
139	21 254.67	0.00	21 191.83	3 089 248.27	11.10.2037	42 446.50
140	21 109.86	0.00	21 336.64	3 067 911.63	11.11.2037	42 446.50
141	20 964.06	0.00	21 482.44	3 046 429.19	11.12.2037	42 446.50
142	20 817.27	0.00	21 629.23	3 024 799.96	11.01.2038	42 446.50
143	20 669.47	0.00	21 777.03	3 003 022.93	11.02.2038	42 446.50
144	20 520.66	0.00	21 925.84	2 981 097.09	11.03.2038	42 446.50
145	20 370.83	0.00	22 075.67	2 959 021.42	11.04.2038	42 446.50
146	20 219.98	0.00	22 226.52	2 936 794.90	11.05.2038	42 446.50
147	20 068.10	0.00	22 378.40	2 914 416.50	11.06.2038	42 446.50
148	19 915.18	0.00	22 531.32	2 891 885.18	11.07.2038	42 446.50
149	19 761.22	0.00	22 685.28	2 869 199.90	11.08.2038	42 446.50
150	19 606.20	0.00	22 840.30	2 846 359.60	11.09.2038	42 446.50
151	19 450.12	0.00	22 996.38	2 823 363.22	11.10.2038	42 446.50
152	19 292.98	0.00	23 153.52	2 800 209.70	11.11.2038	42 446.50
153	19 134.77	0.00	23 311.73	2 776 897.97	11.12.2038	42 446.50
154	18 975.47	0.00	23 471.03	2 753 426.94	11.01.2039	42 446.50
155	18 815.08	0.00	23 631.42	2 729 795.52	11.02.2039	42 446.50
156	18 653.60	0.00	23 792.90	2 706 002.62	11.03.2039	42 446.50
157	18 491.02	0.00	23 955.48	2 682 047.14	11.04.2039	42 446.50
158	18 327.32	0.00	24 119.18	2 657 927.96	11.05.2039	42 446.50
159	18 162.51	0.00	24 283.99	2 633 643.97	11.06.2039	42 446.50
160	17 996.57	0.00	24 449.93	2 609 194.04	11.07.2039	42 446.50
161	17 829.49	0.00	24 617.01	2 584 577.03	11.08.2039	42 446.50
162	17 661.28	0.00	24 785.22	2 559 791.81	11.09.2039	42 446.50
163	17 491.91	0.00	24 954.59	2 534 837.22	11.10.2039	42 446.50
164	17 321.39	0.00	25 125.11	2 509 712.11	11.11.2039	42 446.50
165	17 149.70	0.00	25 296.80	2 484 415.31	11.12.2039	42 446.50
166	16 976.84	0.00	25 469.66	2 458 945.65	11.01.2040	42 446.50
167	16 802.80	0.00	25 643.70	2 433 301.95	11.02.2040	42 446.50
168	16 627.56	0.00	25 818.94	2 407 483.01	11.03.2040	42 446.50
169	16 451.13	0.00	25 995.37	2 381 487.64	11.04.2040	42 446.50
170	16 273.50	0.00	26 173.00	2 355 314.64	11.05.2040	42 446.50
171	16 094.65	0.00	26 351.85	2 328 962.79	11.06.2040	42 446.50
172	15 914.58	0.00	26 531.92	2 302 430.87	11.07.2040	42 446.50
173	15 733.28	0.00	26 713.22	2 275 717.65	11.08.2040	42 446.50
174	15 550.74	0.00	26 895.76	2 248 821.89	11.09.2040	42 446.50
175	15 366.95	0.00	27 079.55	2 221 742.34	11.10.2040	42 446.50
176	15 181.91	0.00	27 264.59	2 194 477.75	11.11.2040	42 446.50
177	14 995.60	0.00	27 450.90	2 167 026.85	11.12.2040	42 446.50
178	14 808.02	0.00	27 638.48	2 139 388.37	11.01.2041	42 446.50
179	14 619.15	0.00	27 827.35	2 111 561.02	11.02.2041	42 446.50
180	14 429.00	0.00	28 017.50	2 083 543.52	11.03.2041	42 446.50
181	14 237.55	0.00	28 208.95	2 055 334.57	11.04.2041	42 446.50
182	14 044.79	0.00	28 401.71	2 026 932.86	11.05.2041	42 446.50
183	13 850.71	0.00	28 595.79	1 998 337.07	11.06.2041	42 446.50
184	13 655.30	0.00	28 791.20	1 969 545.87	11.07.2041	42 446.50
185	13 458.56	0.00	28 987.94	1 940 557.93	11.08.2041	42 446.50
186	13 260.48	0.00	29 186.02	1 911 371.91	11.09.2041	42 446.50
187	13 061.04	0.00	29 385.46	1 881 986.45	11.10.2041	42 446.50
188	12 860.24	0.00	29 586.26	1 852 400.19	11.11.2041	42 446.50
189	12 658.07	0.00	29 788.43	1 822 611.76	11.12.2041	42 446.50
190	12 454.51	0.00	29 991.99	1 792 619.77	11.01.2042	42 446.50
191	12 249.57	0.00	30 196.93	1 762 422.84	11.02.2042	42 446.50
192	12 043.22	0.00	30 403.28	1 732 019.56	11.03.2042	42 446.50
193	11 835.47	0.00	30 611.03	1 701 408.53	11.04.2042	42 446.50
194	11 626.29	0.00	30 820.21	1 670 588.32	11.05.2042	42 446.50
195	11 415.69	0.00	31 030.81	1 639 557.51	11.06.2042	42 446.50
196	11 203.64	0.00	31 242.86	1 608 314.65	11.07.2042	42 446.50
197	10 990.15	0.00	31 456.35	1 576 858.30	11.08.2042	42 446.50
198	10 775.20	0.00	31 671.30	1 545 187.00	11.09.2042	42 446.50
199	10 558.78	0.00	31 887.72	1 513 299.28	11.10.2042	42 446.50
200	10 340.88	0.00	32 105.62	1 481 193.66	11.11.2042	42 446.50
201	10 121.49	0.00	32 325.01	1 448 868.65	11.12.2042	42 446.50
202	9 900.60	0.00	32 545.90	1 416 322.75	11.01.2043	42 446.50
203	9 678.21	0.00	32 768.29	1 383 554.46	11.02.2043	42 446.50
204	9 454.29	0.00	32 992.21	1 350 562.25	11.03.2043	42 446.50
205	9 228.84	0.00	33 217.66	1 317 344.59	11.04.2043	42 446.50
206	9 001.85	0.00	33 444.65	1 283 899.94	11.05.2043	42 446.50
207	8 773.32	0.00	33 673.18	1 250 226.76	11.06.2043	42 446.50
208	8 543.22	0.00	33 903.28	1 216 323.48	11.07.2043	42 446.50
209	8 311.54	0.00	34 134.96	1 182 188.52	11.08.2043	42 446.50
210	8 078.29	0.00	34 368.21	1 147 820.31	11.09.2043	42 446.50
211	7 843.44	0.00	34 603.06	1 113 217.25	11.10.2043	42 446.50
212	7 606.98	0.00	34 839.52	1 078 377.73	11.11.2043	42 446.50
213	7 368.91	0.00	35 077.59	1 043 300.14	11.12.2043	42 446.50
214	7 129.22	0.00	35 317.28	1 007 982.86	11.01.2044	42 446.50
215	6 887.88	0.00	35 558.62	972 424.24	11.02.2044	42 446.50
216	6 644.90	0.00	35 801.60	936 622.64	11.03.2044	42 446.50
217	6 400.25	0.00	36 046.25	900 576.39	11.04.2044	42 446.50
218	6 153.94	0.00	36 292.56	864 283.83	11.05.2044	42 446.50
219	5 905.94	0.00	36 540.56	827 743.27	11.06.2044	42 446.50
220	5 656.25	0.00	36 790.25	790 953.02	11.07.2044	42 446.50
221	5 404.85	0.00	37 041.65	753 911.37	11.08.2044	42 446.50
222	5 151.73	0.00	37 294.77	716 616.60	11.09.2044	42 446.50
223	4 896.88	0.00	37 549.62	679 066.98	11.10.2044	42 446.50
224	4 640.29	0.00	37 806.21	641 260.77	11.11.2044	42 446.50
225	4 381.95	0.00	38 064.55	603 196.22	11.12.2044	42 446.50
226	4 121.84	0.00	38 324.66	564 871.56	11.01.2045	42 446.50
227	3 859.96	0.00	38 586.54	526 285.02	11.02.2045	42 446.50
228	3 596.28	0.00	38 850.22	487 434.80	11.03.2045	42 446.50
229	3 330.80	0.00	39 115.70	448 319.10	11.04.2045	42 446.50
230	3 063.51	0.00	39 382.99	408 936.11	11.05.2045	42 446.50
231	2 794.40	0.00	39 652.10	369 284.01	11.06.2045	42 446.50
232	2 523.44	0.00	39 923.06	329 360.95	11.07.2045	42 446.50
233	2 250.63	0.00	40 195.87	289 165.08	11.08.2045	42 446.50
234	1 975.96	0.00	40 470.54	248 694.54	11.09.2045	42 446.50
235	1 699.41	0.00	40 747.09	207 947.45	11.10.2045	42 446.50
236	1 420.97	0.00	41 025.53	166 921.92	11.11.2045	42 446.50
237	1 140.63	0.00	41 305.87	125 616.05	11.12.2045	42 446.50
238	858.38	0.00	41 588.12	84 027.93	11.01.2046	42 446.50
239	574.19	0.00	41 872.31	42 155.62	11.02.2046	42 446.50
240	288.06	0.00	42 158.44	0.00	11.03.2046	42 446.50

Do you need a loan?

Aplică

Surname

Ziua, luna și anul nașterii

Amount of monthly income (mdl)

Other existing loans

Type of worker

experience

Loan maturity

Phone

@mail: Electronic mail

IDNP

Family status

Children for maintenance

Loan amount

Sunt de acord cu regulile de prelucrare a datelor personale

According to the requirements of law no.133 of 08.07.2011. on the protection of personal data, the Bank, acting as controller/operator of the Center for personal data protection under no.0000116, guarantees the administration of personal data, provided by the applicant for the loan, in compliance with the security regime, confidentiality and directly for the purposes declared by him. The applicant for the loan declares that he recognizes and accepts the conditions, grounds and terms of processing personal data within the meaning of Law no.133 of 08.07.2011. on the protection of personal data, including related to the rights and obligations, which are incumbent on him according to the nominated law, and by ticking the box below, he freely, expressly and unconditionally expresses his consent to: accessing, processing and verification by the Bank of personal data, as well as information, presented both by the applicant for the loan and obtained by the bank through external information sources (on-line applications and public databases), in order to take, provided by the legislation in force until the conclusion of a credit agreement, in compliance with the security and confidentiality regime. The applicant undertakes to inform the third parties, which will be indicated in this application, that their personal data will be provided to the Bank, in order to take the necessary measures for the conclusion of the credit agreement between the applicant and BC EuroCreditBank S.A.

About the Loan

Eligibility requirements

Interest Rate and Costs

Required documents

EuroCreditBank offers mortgage financing through two dedicated housing loan products:

“Casa Ta” – designed for the purchase, construction, or refinancing of residential property;
“Reparație” – designed for the renovation, modernization, or improvement of residential property.

These products provide reliable and flexible financing solutions tailored to your housing plans — whether you are acquiring your first home or investing in the long-term comfort and value of your property.

Loan Purpose

The loan may be granted for:

purchase of apartments or individual houses;
construction of residential real estate;
renovation, reconstruction, or modernization of housing;
refinancing of an existing mortgage loan (where applicable).

Available Loan Amount

From MDL 5,000 up to MDL 5,000,000 per borrower.

Loan Term

Up to 240 months, depending on the client’s financial profile and the purpose of financing.

Grace Period

A grace period of up to 6 months may be granted, in accordance with the contractual terms and conditions.

Repayment Terms

Monthly payments, on the date specified in the loan agreement;
Repayment schedule: annuity (equal monthly installments throughout the loan term).

Collateral Requirements

The following forms of collateral are accepted:

Mortgage over real estate approved by the Bank in accordance with internal regulations and the applicable legislation of the Republic of Moldova, with a collateral value not lower than the loan amount;
Assignment of funds from the Borrower’s accounts held with the Bank;
Third-party guarantee, where required, from individuals with a positive (or no negative) credit history.

To apply for a mortgage loan under the “Casa Ta” or “Reparație” products, the applicant must meet the following conditions:

Applicant Profile

is a citizen of the Republic of Moldova;
holds permanent residence in the Republic of Moldova;
is between 21 and 70 years of age (with full repayment of the loan completed before reaching this age);
has permanent and stable income;
has not negative credit history in the last 36 months
(one delay of up to 60 days during this period is acceptable).

Financial Situation

The applicant must have permanent and stable income, duly documented. The following income sources are accepted:

monthly salary (minimum employment period of 6 months);
old-age pension (regular payments over the last 6 months);
income from lease/rental (real estate or vehicles);
income from licensed professional activities (lawyers, notaries, bailiffs, interpreters, etc.);
income earned abroad (6-month bank statements + employment contract);
regular remittances (international money transfers);
dividends or monthly distributed profit shares from legal entities or sole entrepreneurs.

The Bank reserves the right to request additional information and documents depending on the applicant’s profile and the specifics of the transaction.

Loyal Clients

Preferential conditions may apply, where applicable, to:

clients who have previously obtained loans from the Bank;
individuals receiving salary and/or pension through BC “EuroCreditBank” S.A. cards;
employees of the Bank or its strategic partners (subject to Management approval).

The conditions presented below are offered under the “Acasă Plus” promotional campaign, valid from March 1 to August 31, 2026.

For mortgage loans “Casa Ta” and “Reparație” granted during the promotional period:

The interest rate is fixed until January 31, 2027.
Starting from February 1, 2027, the interest rate becomes floating and is calculated according to the formula: Reference Rate + Bank’s fixed margin of 4.0 p.p.

Applicable Promotional Rates

Type of Financing	Annual Interest Rate	Annual Percentage Rate (APR / DAE)	Fees
Loans above 2,000,000 MDL	8.20%	8.51%	One-time disbursement fee – 0% Monthly administration fee – 0% Early repayment fee – 0%
Loans granted under general conditions	9.00%	9.38%
Loans for loyal clients and/or clients with positive credit history	8.50%	8.85%

APR (DAE) is calculated based on a representative example and may vary depending on the loan amount, term, down payment, and applicable costs.

Loan-Related Costs

Depending on the financing structure, the following costs may apply:

interest related to the loan (APR/DAE);
disbursement fee (where applicable);
property valuation costs;
notarial and collateral registration costs;
mandatory insurance of the pledged property.

All costs are transparently communicated prior to signing the loan agreement.

Representative Examples

Examples for a loan of 2,500,000 MDL granted for 240 months with annuity repayment.

Loan with 8.20% interest rate

Interest rate: 8.20%
APR (DAE): 8.51%
Monthly installment: 21,223.20 MDL
Total repayment amount: 5,093,579 MDL

Loan with 8.50% interest rate

Interest rate: 8.50%
APR (DAE): 8.85%
First installment: 21,695.60 MDL
Total repayment amount: 5,206,939 MDL

Loan with 9.00% interest rate

Interest rate: 9.00%
APR (DAE): 9.38%
First installment: 22,493.15 MDL
Total repayment amount: 5,398,356 MDL

The above values are indicative and may vary depending on the loan amount, term, down payment, and specific contractual conditions.

Important Information

The loan must be repaid in accordance with the contractual terms.Failure to meet repayment obligations may result in additional costs.

The following documents are required for loan assessment and approval:

Loan application form (completed by the applicant);
Applicant’s identity card (original and copy);
Income-confirming documents (where applicable);
Any additional documents requested by the Bank, depending on the applicant’s profile and the specifics of the loan.

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The query identifier CREDIT_FOR_YOU. Confirm the operation using the code from the SMS.