Program «Reparația» - Amounts needed for repair at your fingertips!

Conditions
Payment
Documents
Pledge

The beneficiary of the loan can be any citizen of the Republic of Moldova that has:

  • Permanent residence in the Republic of Moldova;
  • From 21 years up to retirement age according to the legislation in force until the credit is repaid;
  • permanent and stable income.

Minimum and maximum amount:

  • From 5 000 MDL to 2 500 000 MDL

Credit period:

  • up to 240 months

Grace period to return the loan:

  • up to 6 months.

Payments are made monthly on the day of signing the contract.

Chart type - annuity.

Necessary documents:

  1. Application - questionnaire for granting the credit (presented by the applicant);
  2. Identification card (original + copy);
  3. Salary certificate;
  4. Documents confirming other type of income;
  5. Ownership documents of the real estate up for mortgage;
  6. An excerpt from the OCT of real estate registry of the real estate up for mortgage;
  7. The evaluation report of the property up for mortgage (approved by the Bank);
  8. Other documents requested by the Bank (if needed).
  • Goods accepted by the Bank in accordance with the Regulations, Internal Procedures and the Legislation of RM in force.
  • Assignment of funds from accounts of the Borrower opened with the Bank.
  • Third-party guarantee, if necessary.
Loan Calculator
Sum:
3000 lei 200000 lei
Period:
3 months 60 months
Loan:
Sum:
3000 lei
Period:
3 months
The interest rate:
5.5 %
Comision de acordare:
60.00 lei
Comision de examinare:
100.00 lei
Ежемесячная комиссия:
0.32 %
Monthly payment
1 018.78 lei
Toal:
3 116.34 lei
Rata efectiva a dobanzii (DAE):
26.23 %
Calculul estimativ realizat prin intermediul calculatorului de rate online este orientativ şi nu are valoare contractuală. Banca atenţionează clienţii asupra necesităţii rambursării creditului.
Repayment of interest Payment of commissions Credit reimbursement Credit balance Data Monthly payment
0 3000 02.12.2021 2940
1 13.75 9.60 995.43 2 004.57 02.01.2022 1 018.78
2 9.19 9.60 999.99 1 004.58 02.02.2022 1 018.78
3 4.60 9.60 1 004.58 0.00 02.03.2022 1 018.78